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自動櫃員機自助提款服務條款及細則

有鑑於 K Cash向借款人提供自動櫃員機自助提款服務(「本服務」)，借款人茲明白及同意在使用本服務時，以下條款及細則(K Cash可不時作出修訂) (「本條款」)，連同K Cash之私隱政策條款及細則，均對借款人具有約束力。(https://Kcash.hk) 本公司私隱政策受《個人資料（私隱）條例》（香港法例第486章）（以下簡稱「私隱條例」）規管並奉行其有關規定。

在啟動或使用本服務前，借款人應細心閱讀本條款 並完全明白其內容。當借款人啟動或使用本服務， 即視作其已接受本條款並受本條款之約束。

  1. 定義及詮釋
    除文義需要不同釋義外，下列名詞於本條款具有以下含義：
    1. 「櫃員機」指K Cash設於香港的任何自動櫃員機；
    2. 「QR圖碼」（全稱為快速響應矩陣圖碼）指K Cash指定作為部分提款指示憑證，並傳送至指定借款人流動電話號碼以讓其於任何K Cash櫃員機進行提款交易的代碼；
    3. 「一次性密碼」指K Cash透過手機短訊發送至借款人流動電話號碼的一次性短訊交易密碼，讓借款人於K Cash櫃員機提取款項；
    4. 「有效時限」指K Cash向申請人發出的「QR圖碼」以及「一次性密碼」於K Cash櫃員機執行該提款指示的時限(即由發出指示起計一個曆日的時限) ，該提款指示失效後借款人不能於任何K Cash櫃員機執行該提款服務，申請人需要重新申請貸款服務。
    5. 「人臉識別系統」指通過臉部圖像數據進行身分確認的系統。
    6. 「手指靜脈驗證系統」指通過手指靜脈數據進行身分確認的系統。

  2. 自動櫃員機自助提款服務
    如需使用本服務，借款人必須登入K Cash網頁及選擇本服務。借款人需輸入借款人的流動電話號碼等個人資料作申請用途。 K Cash會傳送一個QR圖碼及一個一次性密碼 (如使用人臉識別系統) 到借款人所提供的個人智能流動電話，使借款人得以帶備並利用進行自動櫃員機自助提款服務。借款人需要通過櫃員機的人臉識別系統或手指靜脈驗證系統進行提款。QR圖碼及一次性密碼由K Cash成功發出起計一個曆日內有效。如借款人於有效時限內並未提取金額，該提款指示將被取消。借款人必須通過所有身份驗證程序才能完成提款程序。

  3. 提取款項限額
    本服務的每日累計提款限額為 港幣 10,000 元或其等值，並受限於櫃員機的現金結餘，或按K Cash不時作出而無須事先通知的規定。

  4. 發出本服務的提款指示
    如需使用本服務，當發出提款指示時，借款人必須確認其提供的所有資料及細節(包括借款人流動電話號碼及香港身分證號碼)均為真實及正確，並授權K Cash使用及/或傳遞有關資料及細節予K Cash認為恰當的任何來源，以確認有關資料及細節。

    借款人同意將透過本服務輸入的手機號碼及有關資料，披露或轉移予K Cash及/或其他參與相關交易或提供本服務之第三者，及上述任何一名或多名人士及其附屬機構、集團成員及代理人，不論在香港以內或外，作為提供本服務之用 (https://kcash.hk/terms-and-conditions#personal-info)。

  5. 指定借款人資訊
    借款人同意除非出現K Cash疏忽或故意不當行為之情況下，借款人將單獨負責確保其經本服務提供的指定借款人之資料均為及時、完整及準確，其包括但不限於借款人於使用本服務時所提供的借款人流動電話號碼、提取金額、提取賬戶號碼及驗證代碼。任何因借款人發出提款指示的錯漏或延誤所引致的虧損或損失，K Cash概不負責。

  6. 終止提款指示
    借款人有權於借款人提取款項前及於提款指示有效時限內， 通知K Cash取消或終止該提款指示。借款人必須立即告知K Cash提款指示已終止以避免任何爭議。傳送至借款人流動電話號碼的提款指示並不是K Cash付款予借款人的證明。借款人於本服務提取款項需受到下列事項的規限; (i) 借款人於K Cash的指定賬戶內必須有未提取款額； (ii) 借款人並未終止該提款指示；及 (iii) K Cash並未暫停本服務。

  7. 暫停或終止本服務
    K Cash可按其獨有及絕對酌情權決定是否提供本服務，並可隨時取消、暫停或終止本服務或其部分服務而無須給予理由及事先通知。任何因K Cash的行動而引致借款人直接或間接地遭受或蒙受虧損或損失，K Cash概不負責。

  8. 責任
    除非因K Cash之嚴重疏忽或故意不當行為所引致，K Cash均 不須對以下事項及情況負上任何責任:
    1. 借款人未能使用本服務(其全部或部分)，或未能於本服務取得指定借款人的資料；
    2. 借款人於本服務所提供之指定借款人或提款指示的資料或細節不準確、不完整或錯誤；
    3. 借款人沒有於本服務對借款人的流動電話號碼、提取金額、提取賬戶號碼、驗證碼及/或其他資料及細節作出更新；
    4. 借款人與借款人之間在有效時限內對於驗證碼信息傳達上的錯誤、延緩或不成功；及
    5. 在借款人於本服務提取款項前，借款人取消或終止提款指示或K Cash暫停或終止本服務。

    K Cash提供本服務予借款人，因此本服務的有效性建立於 K Cash與借款人之間。借款人如對本服務有任何爭議或投訴，須與K Cash聯繫以要求適當的調查。對於因借款人使用本服務，使K Cash可能蒙受、招致或遭受與之有關的一切行動、訴訟、法律程序、申索、要求、損失、損害、費用、開支及法律責任，不論實際或是或有，借款人須對K Cash作出完全的彌償。但該彌償不應伸延至僅因K Cash疏忽和故意不當行為所引致的任何虧損或損失。

  9. 防範措施
    借款人均明白並同意，借款人需要為借款人用作聯繫及使用本服務的電子通訊設備的安全保障及使用(不論是否得到借款人授權)自行負責。

    同時，借款人均明白並同意，如借款人不遵從以下任何一項防範措施，可能會違反本服務的保安措施，由此而引致借款人的一切損失或損害，K Cash均無須負上任何責任，而借款人﹕
    1. 在任何時候，必須對QR圖碼及一次性密碼絕對保密，及在任何情況下均不向任何其他人士披露﹔
    2. 當發覺或懷疑QR圖碼及/或一次性密碼未經授權而被他人使用、遺失、被竊或洩露予他人時，必須立即通知K Cash並即時以書面確認﹔
    3. 應牢記QR圖碼及一次性密碼，切勿用筆記下﹔
    4. 必須將QR圖碼及一次性密碼分開，切勿將QR圖碼及一次性密碼一併存放或儲存﹔
    5. 於K Cash櫃員機使用本服務提取款項前，應先留意四周環境，必須確保切勿讓第三者得知或窺視輸入的QR圖碼及一次性密碼﹔
    6. 使用QR圖碼或一次性密碼後，刪除或毀壞包含QR圖碼或一次性密碼的短訊通知﹔及
    7. 必需提取自動櫃員機發出的交易紀錄。

    對於因借款人違反本條款及/或本服務任何其他方面要求而使K Cash可能蒙受、招致或遭受與之有關的一切行動、訴訟、法律程序、申索、要求、損失、損害、費用、 開支及法律責任，不論實際或是或有，借款人均須 對K Cash作出完全的彌償。

  10. 付款的有效性
    借款人於任何K Cash櫃員機提取款項時，借款人的指定賬戶內必須有足夠未提取款項及於有效時限內提款。

  11. 修訂
    K Cash可按其獨有及絕對的酌情權隨時及不時修訂本條款及/或增補新條文並作出適當通知。若借款人於上述任何修訂及/或增補之條款生效日後仍使用本服務，該等修訂或增補便告生效並視為得到借款人所接受及對其具有約束力，而借款人亦當視為接納該等修訂或增補。

  12. 法律及司法管轄
    本條款受中華人民共和國香港特別行政區(「香港」)之法律及K Cash之章程、規則及慣例所管轄，並須按香港法律詮釋。借款人茲不可撤銷地接受香港法院對任何與本服務及本條款有關而產生的所有爭議及申索具有非專屬的司法管轄權以作出決定、執行及判決。

  13. 有效文本
    本條款的中文本只供參考，如與英文本有歧異，概以英文本為準。

  14. 其他事項
    本條款內的詞語及片語應按本條款內的定義解讀及詮釋，除文義需要不同釋義外，單數詞之含義包括複數詞，反之亦然﹔單一性別之詞語亦包含所有性別或中性，反之亦然。

Terms and Conditions for Video Teller Machine (“VTM” ) Off Line Mode Lending

These terms and conditions (“Terms”) apply to and regulate your use of the VTM Off Line Mode Lending Service (“Service”) provided by K Cash Limited (the “K Cash”).

Before you activate or use the Service provided by K Cash , you should read the Terms & Conditions set out below (the “Terms”)carefully and ensure that you understand them in full. By activating or using the Service, you shall be deemed to have accepted the Terms and Conditions and subject to K Cash Privacy Policy and be bound by them. If you do not accept these Terms and Conditions, please stop accessing or using the Service. Our Privacy Policy is governed by and observes the requirements of the Personal Data (Privacy) Ordinance (Cap. 486) (the "Ordinance").

  1. Definition and Interpretation
    In the Terms, the following terms shall, except where the content otherwise requires, have the following meanings:
    1. “VTM” means any Video Teller Machine of K Cash in Hong Kong or any other networks specified by K Cash from time to time where applicable;
    2. “QR Code” means Quick Response Code and the code designated by K Cash as an identification and part of the Lending Instruction and will be sent to your designated mobile phone number to facilitate the Borrower to use it for accessing anyone VTM shop to proceed with such service
    3. “One-time Password” means a short message service one-time password sent from K Cash to your mobile phone number as authentication for K Cash to the Applicant to withdraw cash at K Cash’s VTM;
    4. “Validity Period” means: The QR Code last for 24 hours and the Applicant can use the QR Code to legally access anyone VTM Shop in Hong Kong. Both the QR Code and the OTP will last for not over 24 hours from the time of generation, after it which expires. In case of either the QR Code or OTP expires, the application shall be rejected and the Applicant needs to submit his/her application again.
    5. “Facial Recognition System” means a system capable of identifying or verifying a person from a digital image.
    6. “Finger Vein Verification System” means a system capable of identifying or verifying a person from finger vein

  2. VTM Off Line Mode Lending Service
    To use the Service, you need to access K Cash website and choose the service. You need to provide personal data including your mobile phone number. Failure for submission of the same might result in unable to proceed your application. Loan offer will be granted which is subject to the Terms and Conditions. K Cash will send a QR Code and One-time Password (if using Facial Recognition System) to your smart mobile phone and you need to bring it to activate the Service in VTM within the Validity Period. You will need to pass the Facial Recognition System or Finger Vein Verification System. The Service will not be processed unless all required authentication procedures are passed and completed.

  3. Lending Amount Limit
    The lending limit of the Service for each account is up to HKD10,000 and is subject to the limit of funds of the VTM.

  4. Initiating Lending Instruction for the Service
    To use the Service, when initiating the Lending Instruction, you must confirm that all information and details provided (including but not limited to mobile phone number and Hong Kong Identify Card)) are true and correct in all respects and authorise K Cash to use and/or communicate such information and details with whatever sources that K Cash may consider appropriate for the purpose of verifying the information and details.

    You agree to disclose and transfer the mobile phone number(s) entered for the Service and the related information to K Cash and/or any other third party(ies) engaged in any transaction or providing any service in relation to the Service and between any one or more of such entities and their subsidiaries, group members and agents thereof whether in or outside Hong Kong in connection with the provision of the Service (https://kcash.hk/privacy.pdf).

  5. Lender's Information
    You agrees that except due to gross negligence or willful misconduct of K Cash, you shall be solely responsible for the timeliness, correctness, completeness and accuracy of any information provided by you, including but not limited to, your mobile phone number(s). K Cash shall not be responsible nor liable for any loss or damage arising from any error or delay in the instruction(s) given by you.

  6. Termination of Lending Instruction
    You have the option to cancel or terminate the Lending Instruction via before the lending is made by K Cash and within the Validity Period of the Lending Instruction. You must inform K Cash about the termination of lending Instruction immediately to avoid any disputes. The QR Code sent to your mobile phone number is not a proof of payment by K Cash. Making withdrawal under the Service is subject to (i) no termination of Lending Instruction by you and (iii) no suspension of the Service by K Cash.

  7. Suspension or Termination of the Service
    The availability and provision of the Service shall be at sole and absolute discretion of K Cash and K Cash may cancel, suspend or terminate the Service or any part thereof at any time with or without cause or prior notice. K Cash shall not be liable for any loss or damage that you may sustain or suffer directly or indirectly because of K Cash’s action.

  8. Liability
    K Cash does not represent or warrant that the Service will be accessible at all times, or function with any electronic equipment, software, infrastructure or other electronic services that K Cash may offer from time to time Unless a law prohibits K Cash from excluding or limiting our liability, K Cash is not liable for any loss you incur due to any delay or any unsuccessful withdrawal of cash at any VTM as a result of the unavailability of the Service, the unavailability of cash in VTM and/or the unavailability of an VTM near you. Further, unless due to the serious negligence or willful misconduct of K Cash, K Cash shall not be responsible or liable for:
    1. any failure of you to gain access in whole or in part to the Service;
    2. any inaccuracy, incompleteness or error in any information or details or the Lending Instruction given by you in connection with the Service;
    3. any failure to update your mobile phone number(s), lending amount, and/or other information and details under the Service;
    4. any such wrongful, delayed or failed communication made between you and K Cash in connection with the QR Code and One-time Password within the Validity Period; and
    5. your cancellation or termination of the Lending Instruction or K Cash’s suspension or termination of the Service prior to the cash withdrawal of the amount under the Service.
    6. any loss suffered by you or any third party arising from and in connection with the use of the VTM Off Line Mode Service except where such loss is attributable to our gross negligence or willful default. Due to the Service automatically operated without human participation within the shop, our company will not be liable for any inconvenience, loss, damage or personal injury (including without limitation serious injury or death ) that you may suffer or sustain directly or indirectly as a result of attending the shop. Nor will we be liable to you in respect of any other losses arising as a result of any such personal injury.

    The availability and provision of the Service is established between you and K Cash. You will need to refer to K Cash in the event of disputes or complaints about the Service for escalation to K Cash for further investigation as appropriate. You shall indemnify and keep K Cash fully indemnified from and against all actions, suits, proceedings, claims, demands, losses, damages, costs, fees and expenses or liabilities of whatever nature which K Cash may suffer, incur, or sustain whether actual or contingent by reason of or arising out of the use of the Service or in connection with any improper use of the Service by you provided that such indemnity shall not extend to any losses or damages arising solely from the negligence or willful misconduct of K Cash.

  9. Precautionary Measures
    You understand the need and you agree to protect your mobile device and shall be responsible for all uses of your mobile device (whether authorised by you or otherwise) to access and use the Service.

    Further, you understand and agree that the failure on your part to comply with any one of the following precautionary measures may lead to security breach under the Service and K Cash shall not in any event be held responsible or liable for any loss or damage suffered by you as a result thereof and you must:
    1. at all times keep the QR Code and One-time Password strictly confidential and must not disclose them to any other person under any circumstances;
    2. notify K Cash immediately of any actual or possible unauthorised use, loss, theft or disclosure of the QR Code and/or One-time Password to a third party as soon as possible and must confirm the same in writing without delay to K Cash;
    3. not copy the QR Code or write the One-time Password down, and shall memorise the same;
    4. keep the QR Code and One-time Password separate from each other and must not place or store them together;
    5. be alert to the surroundings before withdrawing cash from K Cash’s VTM under the Service, and must make sure that no other person sees or peeks the QR Code and One-time Password;
    6. delete or destroy the SMS notification containing the QR Code or One-time Password after usage. You shall indemnify and keep K Cash fully indemnified from and against all actions, suits, proceedings, claims, demands, losses, damages, costs, fees and expenses or liabilities of whatever nature which K Cash may suffer, incur, or sustain whether actual or contingent by reason of or arising out of any breach by the Sender and the Recipient of the Terms and/or in any aspects under the Service;
    7. Always take your receipts or transaction records with you;

  10. Payment Validity
    Any withdrawal of amount from any K Cash’s VTM under the Service shall be effected and executed only if there are sufficient funds and within the Validity Period.

  11. Amendment
    K Cash may amend any provisions contained in the Terms and/or add additional provisions to the Terms at any time and from time to time at K Cash’s sole and absolute discretion with appropriate notice. Any amendments and/or additions to the Terms shall become effective and shall be deemed to have been accepted by you if you continue to use the Service after the effective date of the said amendments and/or additions to the Terms.

  12. Governing Law and Jurisdiction
    The Terms shall be governed by and construed in accordance with the laws of the Hong Kong Special Administrative Region of the People’s Republic of China (“Hong Kong”). You hereby irrevocably submit to the non-exclusive jurisdiction of the Hong Kong Courts to determine, enforce and adjudicate all disputes and claims in connection with the Service and the Terms.

  13. Governing Version
    The Chinese version of the Terms is for reference only. If there is any conflict and/or inconsistency between the English and the Chinese versions, the English version shall apply and prevail.

  14. Miscellaneous
    Words and phrases in the Terms shall be read and construed in accordance with the definitions contained herein. Where the context permits, the singular includes the plural and vice versa, the masculine includes feminine and neuter and vice versa.
貸款申請最快 5 分鐘完成，自動儲存你的進度
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申請人需符合下列資格：
年滿18歲 及 持香港居民身份證
申請小貼士：文件可以申請後隨時後補上載！
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      提供以上資料可獲得更優惠利率。

      申請人同意及聲明

      本人謹此同意及授權環聯資訊有限公司取用部份或全部本人不時於環聯資訊有限公司資料庫內本人的信貸資料（「本人的信貸資料」）用作

        1. 以部份或全部「本人的信貸資料」核對由本人提供及由Kcash.hk轉交予環聯資訊有限公司的資料；
        2. 不論單一地或是與其他資料來源混合地以部份或全部「本人的信貸資料」直接或間接產生問題，向本人收集有關問題的回應及以此回應核對任何「本人的信貸資料」中的任何資料，

        作為有關本人借貸申請時評估本人信貸風險的一部份，以驗證本人身份及之後用作處理、使用及轉移驗證結果及因此而產生的資料予Kcash.hk;及

      2. 轉移「本人的信貸資料」作有關本人借貸申請時評估本人信貸風險之用。

      本人亦知悉及同意有關取用及使用本人於環聯資訊有限公司資料庫內的個人信貸資料不能構成本人對環聯資訊有限公司作任何投訴、申索、訴訟、索求或訴訟理由或其他法律程序的基礎。



      貸款申請之聲明及貸款須知

      請注意：為保障閣下權益，請細閱此網上貸款申請之聲明及須知(“聲明及須知”) 。

      貸款須知:

      失實陳述或欺詐

      申請人或借款人於貸款申請表內容(如有)所提供的資料及聲明將視為本貸款的基準。任何失實陳述或資料及虛假聲明將促使本貸款申請或合約即時取消 。此外，若Kcash.hk(“貴公司”，“本公司”)因申請人或借款人的失實陳述及聲明導致本公司蒙受任何損失，本公司保留向申請人或借款人根據包括但不限於根據普通法中的侵權法或香港法律失實陳述條例284章向申請人或借款人追討本公司的損失。

      貸款申請之聲明

      本人謹此聲明，就本人之所知及所信，於本申請表內之陳述及資料乃屬真確及詳盡 。 本人同意本合約以「貸款申請表」內容(包括但不限於本人之陳述及聲明)為準，而貸款合約只會於本公司接受有關申請後及在貸款合約已簽訂完成始生效。本人並聲明本人絕無向貴公司隱瞞任何事實（例如該等事實足以影響貴公司決定是否接受本人之貸款申請），如任何有關事實未有正確列明或有所隱瞞，申請會即時中止及或簽署的合約(如有)亦將會被撤銷當中所有已貸出的金額亦會被貸款人要求即時歸還 。本人同時聲明本人並無接獲任何破產令及本人未有進行或意圖申請破產。

      本人知悉及同意:

      本人就是次申請所提供的有關本人的個人資料包括但不限於：

      1. 申請表內填寫有關申請人的資料全是本人個人資料包括但不限於姓名身份證號碼物業資料等及
      2. 沒有偽造、借用或盜用他人身份及資料作本貸款申請及
      3. 明白偽造身份證資料作申請貸款目的是刑事罪行，有機會觸犯香港法律刑事罪行第210章盜竊罪條例第18條及管有或盜用他人身份及資料同是刑事罪行有機會觸犯香港法律第177章刑事罪行人事登記條例第7A條部分，罪名成立可被法庭判以監禁。


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      借款人身份聲明

      1) 借款人是否任職K Cash Limited或其集團成員的董事／監事／總裁／從事貸款審批的僱員／主要職員?

      2) 借款人之配偶或其他直系親屬是否現任K Cash Limited或其集團成員的董事／監事／總裁／從事貸款審批的僱員／主要職員?




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      外國賬戶稅務合規法案及共同匯報標準的客戶聲明書（個人／獨資東主）
      Self-Certification Form (Individual / Sole Proprietor) for FATCA & CRS

      為配合由 2014 年 7 月 1 日起正式生效之美國《外國賬戶稅務合規法案》("FATCA") 及在 2016 年 6 月 30 日刊憲並生效的《2016 年稅務（修訂）（第 3 號）條例》中的經濟合作與發展組織 ("OECD") 共同匯報標準 ("CRS") 的實施要求，本聲明適用於新開貸款戶口申請人及貸款戶口持有人（個人）申報其是否為外國賬戶稅務合規法案中定義的美國人士及收集其稅務居民身分的若干所需資料。
      To comply with the US Foreign Account Tax Compliance Act ("FATCA") which is effective starting 1 July 2014 and the Organisation for Economic Cooperation and Development ("OECD") Common Reporting Standard ("CRS") set out in the Inland Revenue (Amendment) (No. 3) Ordinance 2016 which is effective starting 30 June 2016, this certificate is to be used by new loan account applicant and loan account holder (individual) to declare whether the person is a U.S. person under the "FATCA" enacted in the United States and collect the related information based on jurisdiction of tax residence.


      本人是美國人士（包括美國居民／美國公民／美國永久居民／美國綠卡持有人／美國定居之外國人）
      I am a U.S. person (including a U.S. Resident / U.S. Citizen / U.S. Permanent Resident / U.S. Green Card Holder / U.S. Resident Alien)


      客戶聲明
      Customer's Declaration
      1. 下列聲明只適用於美國人士（即閣下就上述第二部分有關問題的答案為「是」）：
        The following certification is applicable for a U.S. person (i.e. you have ticked "Yes" in the relevant question of Section 2 above) only: 在願受作假證供的懲處下，本人聲明
        Under penalty of perjury, I certify that:

        1. 此聲明書所示的號碼是本人正確的美國稅務編號 (Taxpayer Identification Number)；
          The number shown on this form is my correct U.S. Taxpayer Identification Number ;
        2. 本人不需要繳納預扣稅，因為 (a) 本人獲豁免不需繳納預扣稅，或 (b) 本人未有收到美國國稅局通知指因本人未能報告所有利息或股息而需繳交預扣稅，或 (c) 美國國稅局告知本人不再需要繳交預扣稅；及
          I am not subject to backup withholding because: (a) I am exempt from backup withholding, or (b) I have not been notified by the U.S. Internal Revenue Service (IRS) that I am subject to backup withholding as a result of a failure to report all interest or dividends, or (c) the U.S. IRS has notified me that I am no longer subject to backup withholding ; and
        3. 本人是美國公民，或其他美國人士。
          I am a U.S. citizen or other U.S. person. 如閣下為美國人士，閣下須同意上述的聲明。美國國稅局並不要求閣下同意其他與避免預扣稅無關的條文。 For a U.S. person, you are required to provide the certifications contained in the above paragraph. The U.S. IRS does not require your consent to any provision of this document other than the certifications required to avoid backup withholdings.
      2. 本人確認以上所提供的資料是真實、準確及完整的。本人承諾若本人所提供的資料有任何變更，本人會在 30 日內通知公司。
        I hereby confirm the information provided above is true, accurate and complete. I undertake to notify the Company within 30 calendar days if there is a change in any information which I have provided to the Company.
      3. 在不抵觸當地適用的法律的情況下，本人同意公司可向本地及海外監管機構或稅務機構披露、呈交或提供本人的個人資料以確立本人於任何司法管轄區的稅務責任。
        Subject to applicable local laws, I hereby consent for the Company to disclose, report, or share my information with local and overseas regulators or tax authorities where necessary to establish my tax liability in any jurisdiction.
      4. 因應本地及海外監管機構或稅務機構的要求，本人同意並准許公司可按適用的法律、法規和指令在本人貸款戶口中扣留相關所須的款項。
        Where required by local or overseas regulators or tax authorities, I consent and agree that the Company may withhold from my loan account(s) such amounts as may be required according to applicable laws, regulations and directives.
      5. 本人承諾會與公司充分合作，以確保公司就處理與本人貸款戶口相關的事宜會符合適用的法律、法規和指令。
        I undertake to fully cooperate with the Company to ensure it meets its obligations under applicable laws, regulations and directives in connection with my loan account(s).
      6. 在不影響上述第 3 條的情況下及除該條款之外，本人知悉及同意，公司可根據《稅務條例》（第 112 章）有關交換財務戶口資料的法律條文，(a) 收集本聲明書所載資料並可備存作自動交換財務戶口資料用途及 (b) 把該等資料和關於貸款戶口持有人及任何須申報貸款戶口的資料向香港特別行政區政府稅務局申報，從而把資料轉交到貸款戶口持有人的居留司法管轄區的稅務當局。
        Without prejudice and in addition to clause 3 above, I acknowledge and agree that (a) the information contained in this form is collected and may be kept by the Company for the purpose of automatic exchange of financial account information, and (b) such information and information regarding the loan account holder and any reportable loan account(s) may be reported by the Company to the Inland Revenue Department of the Government of the Hong Kong Special Administrative Region and exchanged with the tax authorities of another jurisdiction or jurisdictions in which the loan account holder may be resident for tax purposes, pursuant to the legal provisions for exchange of financial account information provided under the Inland Revenue Ordinance (Cap.112).
      7. 本人證明，就與公司維持及不時於公司開立的所有貸款戶口，本人是貸款戶口持有人簽署本聲明書 。
        I certify that I am the loan account holder of all the loan account(s) maintained with the Company and to be opened with the Company from time to time.
      8. 本人承諾，如情況有所改變，以致影響本聲明書第一部分所述的個人的稅務居民身分，或引致本聲明書所載的資料不正確，本人會通知公司，並會在情況發生改變後 30 日內，向公司提交一份已適當更新的客戶聲明書。
        I undertake to advise the Company of any change in circumstances which affects the tax residency status of the individual identified in Section 1 of this form or causes the information contained herein to become incorrect, and to provide the Company with a suitably updated self-certification form within 30 days of such change in circumstances.
      9. 此聲明書的英文本與中文譯本如有歧義，概以英文本為準。
        In the case of any inconsistency between the English version and the Chinese translation of this form, the English version shall prevail.
      警告：根據《稅務條例》（第 112 章）第 80 (2E) 條，如任何人在作出自我證明時，在明知一項陳述在要項上屬具誤導性、虛假或不正確，或罔顧一項陳述是否在要項上屬具誤導性、虛假或不正確下，作出該項陳述，即屬犯罪。一經定罪，可處第 3 級（即港元 10,000）罰款。
      WARNING: It is an offence under section 80(2E) of the Inland Revenue Ordinance (Cap.112) if any person, in making a self-certification, makes a statement that is misleading, false or incorrect in a material particular AND knows, or is reckless as to whether, the statement is misleading, false or incorrect in a material particular. A person who commits the offence is liable on conviction to a fine at level 3 (i.e. HKD10,000).

      擬借款人披露有否涉及第三方的表格

      由 (擬借款人) 確認

      致︰Kcash.hk

      關於我/我們 ()，香港身分證號碼︰ 持有人 (地址︰) 向你申請貸款一事，現謹確認︰

      我/我們

      因促致、洽商、取得或申請該筆貸款，或因擔保或保證該筆貸款的償還，或由於與該等事務有關，而

       

       

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      (以上不包括我/我們委任的律師純粹為提供法律服務而達成或簽訂的協議)；

       

      請注意，任何人藉虛假、誤導性陳述或不誠實地隱瞞重要事實，而欺詐地誘使放債人貸出款項，即屬犯罪。

      你必須完整和誠實地披露上述涉及貸款的第三方的資料，以保障你自己的利益。






      貸款申請有疑難? 可參閱常見問題或歡迎即時 Whatsapp ，我們隨時守候為你解決問題
      所收集資料均會保密，僅作貸款申請用途。

      推薦優惠

      成功推薦的現有客戶劃一獎賞為：港幣 $1,000

      有關成為全新客戶之獎賞優惠:
      貸款額新客可獲獎賞

      • 港幣 $50,000 以上 港幣 $1,000
      • 港幣 $20,000 - $50,000 港幣 $500

      優惠期由2017年9月25日開始，須為全新客戶，其首次貸款額只須達以上列表之金額，即可獲相應的現金獎賞，惟該結餘須保留三個月以上。

      推薦人不限次數，愈推得多，愈多獎金

      新客戶指過往１２個月內未有任何類型之kcash.hk貸款，包括申請但未有提取或未有成功審批之客戶亦享有此優惠。

      發放獎賞方法：

      • 全新客戶準時供款三個月後，本公司以銀行轉賬形式發放獎賞。
      • 合資格推薦人會於貸款放款日後三個工作天內以銀行轉賬形式發放獎賞


      ＊如內容的釋義有所差異，概以本公司的釋義為準。本公司保留隨時更改是次推廣活動之條款的權利及貸款批核之最終決定權。


      香港身份証副本 (彩色)

      銀行戶口資料
      (必須顯示到申請人的姓名及戶口號碼)

      銀行紀錄
      (60日或最近的銀行紀錄)

      最近三個月收入證明
      (糧單,強積金供款記錄, 支票副本或稅單)

      住址証明
      (最近三個月內有效的住址證明)

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